Our Recovery Story and Researching Disability Insurance with Aflac

 

Couples Pic for Blog

 

I took this picture of my husband and I a few days ago. It’s a great picture of us, if I do say so myself, and we look so happy. You’d never know from looking at us, what a struggle this year has been.

If you’ve read my blog regularly you may have seen a few posts this year where I’ve talked about my husband being hospitalized. He was there for 7 days, including 2 days in the intensive care unit. He was initially admitted and treated for pancreatitis and low blood sodium, but was also treated for other ailments like gastritis and neuropathy. [Read more…]

Gaining Perspective on Life and Life Insurance from Family Emergencies

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #iamprotective #CollectiveBias

Gaining Perspective from Family Emergencies

When September comes to mind, most people think about the start of fall or football season, but did you know that September is also National Life Insurance Month?  When I think of life insurance, I can’t help but recall events in my life, where I was truly worried about a loved one and also stressed over our plans for the future.

It is because of these events that I’ve recently done some recently on life insurance from Protective Life.  They have an a great article about the importance of life insurance.    I learned that 3 out of 10 American households do not have life insurance, putting their financial future at risk.  It also posed some great questions:  If something happened to you, could your family afford to pay household bills and existing debts?  Could your spouse afford to retire in the future?  Could your kids afford future education costs?  The unexpected can happen at any time, and life insurance can really put your mind at ease, knowing that your loved ones are taken care of.

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Researching Your Insurance Benefits is Time Well Spent

As we prepare for the fall season, we get wrapped up in back to school shopping, after school snacks, and other seasonal preparation.  With everything going on, it is easy to forget that it is open enrollment for health insurance.  I never knew how important insurance was until my dad had a heart attack several years ago.  It was a very stressful time period, and it was a big relief for us the next day when someone came out to discuss his benefits.  I know this ordeal has greatly impacted the way my dad studies  his benefits and looks at open enrollment, and it’s definitely had an impact on me as well.

Researching Your Insurance Benefits

The whole process of researching insurance benefits probably sounds boring and tedious to most people, so to help with the process, I recommend looking at your options with your spouse.  This way you can bounce ideas off each other, discussing your current and future needs, and you will both know what you are getting. I like to think of it as a board meeting for your household.  And if you need help getting your counterpart to the table for the meeting, consider a nice bribe, such as their favorite meal! [Read more…]