Energy Independence Day


If you’re like me, you love the idea of having alternative energy sources. However, you realize that even though these alternatives may be available in the near future, there will still be a huge demand for oil. And even though alternatives may be readily available in the next few years, there are a lot of people who will not be able to afford such alternatives and will have to continue driving cars that run on gasoline.

I like to use my dad as an example. He’s worked in a plant of his life, and he’s never made a lot of money. Much of his income goes toward bills, and after that there’s little to spare for extra stuff. A lot of people’s answer to the gasoline consumption “crisis” is to use less. But my dad couldn’t possibly use less. He drives to work 5 or 6 days a week and does a few general errands around town. Everywhere he goes is within a ten or fifteen minute drive from his house, except for his church which is a little farther out in the country. In short, he couldn’t possibly consume less.

I know there are a lot of people out there that are just like my dad, in that they live in a small town or a rural area that does not have public transportation, and their job is too far away for them to walk. And in many cases, due to health problems or because they have to send kids to college, or whatever reason, they are on a tight budget. These are the kinds of people that need the relief most, and yet these are the very people who can’t afford Hybrids or other new technologies that may become available in the future.

In fact, my dad has never had a brand new car since I’ve been alive. The car he drives now is a mid 90s model car that has about 200K miles on it. He’s thinking of getting something with a little less mileage on it soon, but I can tell you right now, it will not be brand new, and it won’t be a Hybrid. And whenever other energy sources do become available, I doubt that he’ll be able to afford that either.

They say that if the bill to drill for oil had not been vetoed in the 90s, we’d already be reaping the benefits of these valuable resources now. Prices would be lower, and we would be less dependent on resources from foreign countries. It’s tragic that the bill was not signed into law, but it’s not to late to correct the mistake. I think this is a time when we should put all politics aside and do what’s right for American families, for workers and for consumers. Unfortunately there are many who don’t agree.

American Solutions is a non-partisan organization thats goal is to get beyond the partisan gridlock and have cooperation to come up with solutions to Americas problems. They focus on a variety of issues from education to Social Security, and many more. Currently they are working on a campaign to secure America’s energy future. They advocate a variety of new energy alternatives and tax credits to companies that come up with ways to utilize these alternatives. They’ve also said that it will take an effort of massive proportions to have energy independence.

And one key component to energy indendence is the ability to use our own oil resources. This 4th of July I’d like to invite everyone to join the movement. Sign the “Drill Now” petition, and find out what else you can do help us achieve energy independence.

Thanks for Reading and Have a Happy 4th of July!
-Jerri


Help Control The Pet Population, Have Your Pet Spayed or Neutered

On Monday we took our kittens to have them fixed and to get their first round of shots. Before going to the vet we called to find out how much the spayed/neutered procedures would cost, and they told us it would be $99 for the female and $59 for the male. In addition to this, it is recommended that the female have pain medication which is $12.50. As for the shots, they have to have 1 rabies vaccine ($19.50 each), 2 Leukemia Boosters (18.50 ea) & 3 Distemper boosters (18.50 ea). This would be a lot with just one cat, but when you factor in that we have 2, it gets pretty pricey. Plus, it costs $33.50 to have them tested for leukemia.

So the grand total to get the cats fixed and get them tested and get their shots (6 ea) comes to about $428. Additionally we inquired about the Revolution medication, which is the monthly medication to prevent fleas, heart worms, etc. And that will be $14 a month per cat.
I’m more than happy to pay for all of this because I think if you’re going to have pet, you might as well do everything in your power to keep them healthy, and when you add it all up, though the price is kind of high, it’s not enough to break the bank. However, I think if a family is on a fixed budget, they may have problems affording all of this, and they would either have to not have the cats fixed, or postpone the shots, or not get the shots at all.

But fortunately, we called the Humane Society last week because we had found a kitten not far from our apartment, and we wanted to find out where we could take it. And upon calling, we found out that the Humane Society has a discount spayed & neuter program. The woman told us that the programs vary from county to county (and state to state), but around here all they ask is that you bring a copy of your income tax returns so that can keep a copy for their records. You then pay them a “discounted” rate for the spay/neuter, and they give you a voucher to take to the vet, stating that you’ve already paid the Humane Society for the spay/neuter, which means you pay nothing to vet. The only catch is that the vet you choose must be on the Humane Society’s list of partners, This wasn’t a problem for us because the vet’s office that we had intended to go to was on the list. But anyway, around here, under this program anyone who made under $30K last year can have their pet fixed for $10, and everyone else who made over $30K can have their pet fixed for $25.

So if you do the math, depending on your income we’re talking as little as $50 or even $20 to get a boy and girl cat fixed, versus $160 that the vet was going to charge us. This discount alone is a big help toward paying for the cats’ shots.

So if you plan on getting your pet fixed, I totally recommend calling your local Humane Society to find out if they have a discount spayed & neuter program.

Tips & Strategies for Vacation Savings, Part 2

Here’s the second half of my list of tips for saving money on your vacations this summer. If you have any tips or suggestions of your own that you’d like to share, I’d love to hear them,

  • Check your hotel lobby for brochures and coupons. You should be able to find coupons for local attractions and activities, as well as food coupons for resturants that are close to your hotel. You can check the rest stops and welcome centers for these as well.
  • Eat out at less expensive restuarants. (perhaps fast food for lunch and something a little nicer for dinner) Or go to a nice place for lunch, since lunch menus are generally less expensive.
  • Stay at a hotel that includes a complimentary breakfast.
  • Pick a hotel that’s close shopping and food establishments so that you can walk. (in some cases this conflicts with the idea of staying at a hotel that is away from popular attractions, but in some cases you should be able to stay outside the “major” center and still be close resturants, etc.)
  • Before going on your trip find out if they have any of the following: walking tours, bus tours, or metro station.
  • Drive at night to avoid heavy (even stand still) traffic and save on gas.
  • Carry snacks & drinks in a cooler in the car, to avoid having to spend money at a gas station or rest stop. (this will also come in handy when your in the hotel room)
  • Spend less on souvenirs. Don’t spend all your money on items that you could buy just as easily at home (unless it’s cheaper at your vacation destination). And avoid over-priced gift shops and boutiques. (you know, the ones with normal every day stuff that you could find anywhere, yet they cost 2 or 3 times as much.)
  • Set a budget ahead of time for eating out, buying souvenirs. It’s very easy to get carried away with spending when your on vacation. While it’s okay to splurge a little, try to set a spending limit ahead of time and be more selective about what you spend your money on.

Tips & Strategies for Vacation Savings, Part 1

Nearly everyone is looking for ways to save money on their family vacations this year. And since I’m always looking to save money myself, I put together a list of money saving tips for vacations. Here’s the first half of the list. Look for the 2nd half in the next day or two. Hope you’re all having a great weekend!
  1. Plan, plan, plan. Check the internet to learn all about the place your going for vacation, or get the information mailed to you. If you know about all the attractions ahead of time, and how much each activity costs, you can plan a more organized itenirary and it’s easier for you to create and stick to a budget.
  2. Don’t go out of town for major holidays.
  3. Travel to a destination that’s closer to home to save on gas.
  4. For better hotel rates, take trips in the middle of the week rather than going on the weekend.
  5. Don’t stay at hotels that are within big cities and close to major tourist attractions. Last year we visited Gettysburg, and we stayed outside of the town, around 15 to 20 minutes away, and we paid 25-50% less than what we would have paid to stay in town.
  6. If you plan to fly, book your flights at least several weeks (if not months) in advance.
  7. If you don’t have school kids, then plan your vacation for another time of year besides summer. The idea of taking a vacation in January may not sound too pleasing, but there are plenty of destinations that have perfect weather in January, whether you like the snow or the beach, and fairs and hotel rates will be cheaper during this time.
  8. Before booking flights and hotels, check several leading travel websites to compare prices, and also consider calling the hotel you’re considering for further information and perhaps a better price.
  9. Beware of sites that offer a free gas card for booking your hotel with them. Often certain restrictions apply, (ie – you have to stay on a particular weekend when the hotel price is higher…therefore, you don’t actually save anything)
  10. Rather than opting for a big expensive vacation, do some research to find a less expensive destination. There are plenty of fun and interesting places to see that don’t cost an arm and a leg.

Find Fun Right Around the Corner and Save (on gas and money)

On Saturday my husband and I went down a Resident Appreciation Luau at our apartment complex. In addition to getting a free lunch of grilled chicken & hot dogs, my husband was one of the lucky winners of a door prize. He won a $25 gas car….not exactly a gold mine, considering it cost $40 to fill up my car this morning, but it is 25 dollars more than what we had when we went down there, and that’s something to cheer about.

If you’re like us, you’re probably saving money on gas by simply not going anywhere. Luckily, my husband is doing 2 directed study classes this summer, which means that he does his assignments and meets with this professors one on one, on his own schedule. So he’s only having to drive over there once every two weeks. And he’s actually in the process of finding a job that’s closer to our home, as his delivery business has become less profitable as gas prices have gone up and the delivery rates of the company have works for have stayed the same.

So we basically we drive when we have to do, to go to the store and run errands; otherwise, we’ve been staying home. We’re eating out less and spending less on extra clothes and entertainment that are not neccessities. But we don’t like to let gas prices keep us from having fun either, so what to do? Well, the beach is about 30 minutes away from our home, and it’s totally free, so we’ve gone down there a few times for a little r&r. We also enjoy playing disc golf, so we sometimes go down to the park and do that for free.

So while we may not be able to directly control gas prices (& my husband and I couldn’t possibly consume less), we’ve been able to find fun activities that are either free or cost very little, to sort of make up for the high fuel costs.

I think a lot of times we live in an area for so long that we forget what’s right in our back yard, and we miss out on a lot of fun activities. Think of what you have in your own area: Perhaps there’s a museum you can take your kids to, or you could take the kids to the local pool or skating rink or have a picnic in the park. When I was a kid, we had a park in our area where you could feed the fish & ducks, and they had a little train to ride, putt putt golf, and other activities for kids. I took my neice and nephew there last summer, and they loved it. Or go to annual festivals that are held in your area or free concerts in the park.

You can also check out your local library. They feature summer reading programs for kids, and they often have puppet shows and other activities scheduled for kids during the summer. Local civic centers may also have activities that you can sign your kids up for, for a modest fee.

Check the internet and ask around, and I’m sure you’ll find a whole wide world of activities right in your own back yard.

Send & Recieve Money for Free, Get a $25 Bonus, & Help Me at the Same Time

Hey Everyone. Near the top of my blog on the right hand sign, you’ll find a green graphic that says, “Sign Up Now & Get $25.” I don’t usually talk much about affiliate programs that I link up to on my site, but this is a pretty good program, so I wanted to mention it.

I just signed up for Revolution Moneyexchange. It is a program that is very similar to paypal. Basically you sign up and your account is linked to a bank account, and you send and recieve money for free. (use it to make purchases online, request money from online customers, or send and recieve money from a friend or family member without making a trip to the bank)

When you sign up, you automatically receive $25 in your account. Plus they currently have a refer-a-friend program. For every person that you refer by email or via your blog or website, you’ll recieve $10. (not too shabby)

I don’t know about you, but I can always use a little extra cash, and it also doesn’t hurt to have an alternative to paypal either. So please click on the graphic near the top, right hand side of my blog and sign up. It takes less than 5 minutes, and we’ll both get paid!

Winter Sales & Closeouts

Someone pointed out to me that many of the items listed in my “liven up your winter decor” post are on sale now. This inspired me to create a small list of items that you may find on sale now and over the next few weeks in your local store.

It’s kind of crazy going to the store and seeing swimsuits & shorts when it’s forty degrees outside, but at least when they make room for the spring and summer clothes, they do it by marking down the winter stuff. This makes it the perfect time to get a few new outfits for the remainder of the season or to go ahead and buy up for next year, especially if you have kids. And it’s a great time to get a few low cost items to spruce up your home.

So over the next few weeks, be on the look out for low prices on the following:
Blankets/Quilts/Throws/pillows
snowmen & other winter decor items
Winter clothes – sweaters, fleece, flannel, velour, sweatshirts, jogging suits, corduroy
Housecoats/Robes
House shoes
Winter pajamas
Candles
Electric blankets
Winter shoes/boots
Coats/jackets
Space heaters
Blue jeans
Also, certain lines of home decor and collector’s items (knick knacks and that sort of thing) that have been on display since Christmas (or prior to the holiday season) will begin to go on sale as well to make room garden decor and other summer items.

Here’s just a few places you might want to check out for deals.
Old Navy
Closeout Central
Goody’s Family Clothing
Big Lots

Christmas Savings

Between now and New Year’s is a great time to get good deals on Christmas decorations and other items. A lot of holiday items will not go on sale until the day after Christmas, but some stores are starting to discount items now. If you look in the right place, you can get a bunch of great items for 25, 50, and even 75% off the retail price. Here are a few examples:

Ornaments – I collect ornaments. I use some ornaments for my tree, and I display others in a cabinet throughout the year. If you collect ornaments or are planning to get new ornaments for your tree next year, now is the perfect time to do it. Every year I see new ornaments that I like, but it can get expensive after a while. Waiting till after Christmas to buy the ornaments I want has saved me a lot. Ornaments also make great gifts. My mom collects Hallmark ornaments, and her birthday is in January, so I usually try to pick up a couple of ornaments for her.

Cards – There’s a huge markup on Christmas cards. The day after Christmas, stores will have an entire bin full of discounted Christmas cards. It’s the perfect opportunity to buy ahead for next year.

Wrapping paper, gift bags, and supplies – Why not go ahead and buy extra gift wrapping supplies for next year?

Calendars – I love picking out my new calendar for the year. Usually I buy from the calendar stand that is set up in the middle of the mall. Several years ago I bought my calendars early. I’d see the one I wanted and I’d want to get it before they sold out. But a few years ago, I saw that had a 75% off sale after New Year’s, so I decided I would wait till then from now until. But then last year I was walking through the mall a couple of days after Christmas, and I found that they had already put the calendars on sale. Anyway, if you haven’t bought your calendar for the New Year, wait till after Christmas and check the stand at your local mall for a good deal. If they’re not on sale yet, then check back after New Years’s. Stores like Wal-mart and Target will discount their calendars as well, but they usually wait a little longer.

Christmas decor, trees, clothes, ect. – You can find great deals on all other decor and clothing for yourself or for next year’s Christmas presents. I bought my new Christmas tree the day after Christmas last year. It’s a lovely 6.5 foot tree, and I got it for about $10, and I absolutely love it! As long as you have a place to store it, stock up! (especially if it is something that you’d like to have regardless of the price and if it is something that you would have to buy in the future anyway!)

Tips to Avoid Spending Too Much This Holiday Season

The holiday season is upon us. Christmas is just three weeks away, and Hanukkah has already begun. Millions of shoppers will rush out to the local mall over the next few weeks and spend hundreds of dollars on presents for friends and loved ones. Unfortunately most everyone will spend more money than they orginally intended.

Don’t get me wrong. I love the holiday season, and I love to watch family members open the gifts that I carefully selected for them. After all this is a season for giving. I also cannot ignore the fact that our crazy spending sprees are great for the economy.

However, I don’t think it’s a good idea to spend beyond your means, even if it is Christmas. A little splurging is okay, but we should all be careful. Unless you have an organized shopping plan and a little time to think things out ahead of time, it is very easy to get carried away, and before you know it, you are either out of cash or you’ve racked up a huge credit card bill. For this reason, I chose to write the following article. It features some tips on how you can save money and lists some inexpensive gift selections. This is a must read for anyone who hasn’t done all their holiday shopping yet:

Tips to Avoid Spending Too Much This Holiday Season

Easy Crock Pot Air Freshener

Easy Crock Pot Air Freshener

There’s nothing like the smell of warm apple dumplings or pumpkin pie baking in the oven.  It feels your house with such a wonderful aroma!  But since we can’t make every day, we have no choice but to use scented candles, scented oil, etc.  OR….you can try this easy recipe and make your own Easy Crock Pot Air Freshener. [Read more…]